🏭 Industrial Finance

Industrial and logistics property is one of the strongest performing asset classes in UK commercial property — driven by e-commerce demand, last-mile logistics, and chronic undersupply. Specialist lenders are well-positioned to fund acquisitions at all stages of occupancy.

What Lenders Look For

• Tenancy schedule — occupancy rates, lease lengths, and tenant covenant quality
• WAULT — weighted average unexpired lease term. Lenders typically want 3+ years minimum
• Location — proximity to motorways, urban centres, and established industrial areas
• HGV access and yard space — essential for lettability and value
• EPC ratings — minimum EPC E required for lettings; lenders increasingly conscious of future EPC requirements

Vacancy Not a Barrier

Specialist bridging lenders can fund industrial estates with significant vacancy — assessing vacant possession value and the asset's letting potential rather than relying on current income. For investors with a clear refurbishment and letting strategy, this unlocks acquisitions that mainstream commercial lenders will not touch.