Introducer Programme

How to Earn Commission Referring Property Finance Clients

MW Capital Advisory · 1 July 2026 · 8 min read

If you work in a profession where your clients regularly buy, develop, or invest in property — and you are not earning anything when they need finance — you are leaving money on the table.

MW Capital Advisory operates a straightforward introducer programme for mortgage advisors, accountants, finance brokers, financial advisors, estate agents, solicitors, and auctioneers. When you refer a client who completes a deal with us, you earn a bespoke commission split. No complex requirements, no targets, no minimum volumes.

This article explains how the programme works, who it suits, and how to get started.

In brief: Refer a client, we handle everything, you earn commission on completion. Your client relationship stays yours throughout.

Why Property Finance Introductions Make Sense

Commercial property finance — bridging loans, development finance, commercial mortgages — is a specialist area. Most regulated advisors and accountants are not authorised or equipped to arrange it themselves, and rightly so. It requires whole-of-market lender access, deal structuring expertise, and relationships with specialist underwriters that take years to build.

The result is that many professionals regularly come across clients who need property finance, but have no way to help them — and no way to benefit from the introduction. That is exactly the gap our programme fills.

Rather than simply pointing a client toward Google and hoping for the best, you can make a warm introduction to a specialist broker, maintain your position as the trusted advisor who made the connection, and earn a share of the fee when the deal completes.

Who Is the Programme For?

Our introducer programme is designed for any professional who regularly encounters property investors, developers, or business owners. The most common introducers we work with include:

Regulated Mortgage Advisors

When a client needs a loan that sits outside your permissions — a bridging loan to break a chain, a development facility for a first-time developer, a commercial mortgage for a business premises purchase — you cannot arrange it yourself. Referring to us means your client gets specialist help fast, and you earn on the outcome without taking on any regulatory risk.

Accountants

Accountants often have the deepest visibility into their clients' financial positions and ambitions. When a business owner wants to buy their premises, a landlord wants to expand their portfolio, or a client has a short-term cash-flow challenge against a property asset, there is almost always a finance solution available. We are quick to assess deals and give clear, honest answers — which reflects well on the professional who made the referral.

Finance Brokers

If you specialise in a particular area — asset finance, unsecured business loans, invoice finance — you will periodically encounter deals that fall outside your core market. Rather than turning clients away, introduce them to us for property-backed lending. We are happy to work alongside other brokers and treat co-introduced deals with full transparency.

Estate Agents and Auctioneers

Speed is everything in property transactions. Buyers who cannot move fast enough lose deals. Whether a client needs a bridging loan to complete before their house sells, or a buyer at auction needs funds within 28 days, we can help — and our track record on speed is one of the strongest selling points for your buyers. Introducing us to a buyer who then completes a deal earns you commission and helps close the sale.

Financial Advisors and IFAs

High-net-worth clients often hold significant property wealth. When they want to leverage it — for portfolio expansion, liquidity, or development — specialist finance is the tool. As their trusted advisor, making a quality introduction positions you as proactive and well-connected.

Solicitors and Conveyancers

You often see clients who need to move quickly but whose finance is not in place. A warm introduction to a specialist bridging lender at the right moment can save a transaction — and a satisfied client will remember who helped them.

How Commission Works

We do not operate a fixed commission table. Instead, we agree terms on a bespoke, deal-by-deal basis. This approach means the commission reflects the actual value of the introduction — whether it is a £500,000 bridging loan or a £5 million development facility.

What we considerWhy it matters
Deal sizeLarger loans generate higher fees — your split scales accordingly
Deal complexityComplex deals that require more structuring are valued differently
Quality of introductionWell-qualified, ready-to-proceed clients are rewarded
Relationship typeRegular introducing partners may agree preferred terms over time

Commission is always discussed and agreed in writing before any deal proceeds. There are no surprises, and nothing is deducted without your knowledge. We are transparent about our own fees to the client at all times — as required by good practice and, where applicable, regulation.

When do you get paid? Commission is paid on completion — once funds have been drawn down and the transaction has concluded. We do not operate long holdback periods or complex clawback arrangements for standard deals.

What Types of Finance Can You Refer?

We operate across the full range of specialist property finance, which means there are very few client situations we cannot help with:

If you are unsure whether a client's situation fits, contact us. We assess deals quickly and will give you a straight answer — even if the answer is that we cannot help on this occasion.

Your Client Relationship Stays Yours

One of the most common concerns from potential introducers is whether making a referral risks undermining their relationship with the client. It should not — and with us, it does not.

We position every introduction carefully. Your client knows you as the person who connected them with a specialist who solved their problem. That enhances your value in their eyes, not diminishes it. We do not attempt to cross-sell other services to your client without your knowledge, and we keep you updated throughout the process so you always know where the deal stands.

In our experience, clients who are successfully financed through an introduction remember both the introducer and the broker positively. It is one of the most effective ways to deepen a professional relationship.

How to Get Started

Getting set up as an introducer is simple. There are no lengthy registration processes, no compliance pack to complete before you can refer your first client, and no upfront costs.

  1. Get in touch — use our Work With Us page to submit a referral or request a callback to discuss the programme first.
  2. We agree terms — for your first deal, we will discuss commission and sign a straightforward referral agreement.
  3. Submit the referral — share your client's details and a brief deal summary. We take it from there.
  4. We handle everything — lender search, credit assessment, valuation, legal, drawdown. You are kept updated throughout.
  5. You get paid — commission is transferred on completion.

Many of our best introducers start with a single referral, see how we work, and then build an ongoing arrangement. We are not looking for volume — we are looking for quality professionals who want a dependable specialist finance partner they can trust.

Ready to Work With Us?

Submit a client referral or request a callback to discuss the programme. No obligations, no targets.

Find Out More →

Frequently Asked Questions

How much commission can I earn as a property finance introducer?

Commission is agreed on a bespoke, deal-by-deal basis. The split reflects the size, complexity, and quality of the introduction. There are no fixed tables or caps — terms are agreed transparently before any deal proceeds.

Do I need to be FCA regulated to refer clients?

No. Unregulated introducer arrangements are common in commercial property finance. You do not need to be FCA authorised to make referrals for commercial or unregulated bridging loans, though we recommend seeking your own compliance advice if you are in a regulated profession. We handle all regulated activity ourselves.

What types of property finance can I refer clients for?

We accept referrals for bridging finance, development finance, commercial mortgages, refurbishment finance, auction finance, mezzanine finance, and specialist lending including HMOs, care homes, hotels, and student accommodation.

When do I get paid my introducer commission?

Commission is paid on completion of the deal — once funds have been drawn down and the transaction has concluded. We process payment promptly with no lengthy holdback periods on standard deals.

What happens to my client relationship when I make a referral?

Your client relationship remains entirely yours. We work alongside you, keep you updated throughout, and position every introduction in a way that reinforces your value to the client.

Can estate agents earn commission for referring auction buyers?

Yes. Auction buyers who need bridging finance to complete within 28 days are one of our most common referral types. If you have a buyer who needs fast finance, contact us and we will assess the deal the same day.

How do I submit a referral?

Visit our Work With Us page to submit a referral directly or request a callback. You can share full client details if the client consents, or simply request a discussion first if you prefer to speak with us before introducing the client.

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